/* ============================================================
   HOME SERVICES TEMPLATE STYLES
   File: css/home-services.css
   NOTE: No .hs-container needed — Bootstrap col-md-8 handles width
   ============================================================ */

.hs-page {
    /*font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;*/
    color: #1a2a3a;
    line-height: 1.6;
    background: #ffffff;
    padding: 20px;
}
.hs-page *, .hs-page *::before, .hs-page *::after { box-sizing: border-box; }

/* HERO */
.hs-hero {
    text-align: center;
    padding: 30px 0 30px;
}
.hs-hero__title {
    font-size: 30px;
    font-weight: 700;
    color: #0d2240;
    margin: 0 auto 16px;
    line-height: 1.3;
}
.hs-hero__subtitle {
    font-size: 17px;
    color: #4a5a6a;
    margin: 0 auto;
    line-height: 1.6;
}

/* BANNER */
.hs-banner {
    padding: 0 0 40px;
}
.hs-banner__inner {
    background: #dde8f2;
    border-radius: 14px;
    padding: 36px 36px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
}
.hs-banner__text { flex: 1; }
.hs-banner__title {
    font-size: 34px;
    font-weight: 800;
    color: #0d2240;
    margin: 0 0 12px;
    line-height: 1.1;
}
.hs-banner__subtitle {
    font-size: 17px;
    color: #2a4a6a;
    margin: 0;
    line-height: 1.4;
}
.hs-banner__icon {
    flex-shrink: 0;
    width: 140px;
    height: 140px;
}
.hs-banner__icon svg { width: 100%; height: 100%; }

/* SECTIONS */
.hs-section { padding: 40px 0; }
.hs-section--divider { border-top: 1px solid #e3e8ee; }
.hs-section__heading {
    font-size: 22px;
    font-weight: 700;
    color: #0d2240;
    margin: 0 0 28px;
    text-align: left;
}

/* CARDS GRID */
.hs-cards { display: grid; gap: 0; }
.hs-cards--3 { grid-template-columns: repeat(3, 1fr); }

/* Cards with border box (Problems + Can't Pay + FAQ sections) */
.hs-card--bordered {
    padding: 20px 18px;
    border: 1px solid #e3e8ee;
    border-radius: 0;
}
.hs-card--bordered:first-child { border-radius: 6px 0 0 6px; }
.hs-card--bordered:last-child  { border-radius: 0 6px 6px 0; }
.hs-card--bordered + .hs-card--bordered { border-left: none; }

/* Cards without border (How We Help / Collections / Who / FAQ) */
.hs-cards--3 > .hs-card:not(.hs-card--bordered) {
    padding: 0 20px;
}
.hs-cards--3 > .hs-card:not(.hs-card--bordered):first-child { padding-left: 0; }
.hs-cards--3 > .hs-card:not(.hs-card--bordered):last-child  { padding-right: 0; }
.hs-cards--3 > .hs-card:not(.hs-card--bordered):not(:first-child) {
    border-left: 1px solid #e3e8ee;
}

/* FAQ cards — same bordered style */
.hs-card--faq {
    padding: 20px 18px;
    border: 1px solid #e3e8ee;
    border-radius: 0;
}
.hs-card--faq:first-child { border-radius: 6px 0 0 6px; }
.hs-card--faq:last-child  { border-radius: 0 6px 6px 0; }
.hs-card--faq + .hs-card--faq { border-left: none; }

/* CARD content */
.hs-card__icon {
    width: 44px;
    height: 44px;
    margin-bottom: 14px;
}
.hs-card__icon svg { width: 100%; height: 100%; display: block; }

.hs-col-heading {
    font-size: 18px;
    font-weight: 700;
    color: #0d2240;
    margin: 0 0 14px;
    line-height: 1.35;
}
.hs-col-heading--inline { margin: 0; }

.hs-card__title {
    font-size: 17px;
    font-weight: 700;
    color: #0d2240;
    margin: 0 0 10px;
    line-height: 1.4;
}
.hs-card__text {
    font-size: 17px;
    color: #1a1a1a;
    margin: 0 0 10px;
    line-height: 1.65;
}
.hs-card__text:last-child { margin-bottom: 0; }
.hs-card__text strong { color: #0d2240; }

/* BULLET LIST */
.hs-bullet-list {
    margin: 10px 0 0;
    padding: 0 0 0 18px;
    font-size: 15px;
    color: #4a5a6a;
}
.hs-bullet-list li { margin-bottom: 6px; line-height: 1.55; }

/* SERVICE ITEM */
.hs-svc {
    display: flex;
    gap: 12px;
    margin-bottom: 14px;
    background: #f0f5fb;
    padding: 12px;
    border-radius: 6px;
}
.hs-svc:last-child { margin-bottom: 0; }
.hs-svc__icon { flex-shrink: 0; width: 44px; height: 44px; }
.hs-svc__icon svg { width: 100%; height: 100%; }
.hs-svc__title {
    font-size: 14px;
    font-weight: 700;
    color: #0d2240;
    margin: 0 0 3px;
    line-height: 1.4;
}
.hs-svc__desc { font-size: 14.5px; color: #4a5a6a; margin: 0; line-height: 1.5; }

/* CHECK LIST */
.hs-check-list { list-style: none; padding: 0; margin: 12px 0 0; }
.hs-check-list li {
    font-size: 15px;
    color: #4a5a6a;
    margin-bottom: 9px;
    display: flex;
    align-items: flex-start;
    gap: 9px;
    line-height: 1.55;
}
.hs-check-icon {
    display: inline-flex;
    width: 18px;
    height: 18px;
    flex-shrink: 0;
    margin-top: 1px;
}
.hs-check-icon svg { width: 100%; height: 100%; }

/* WHO WE HELP HEAD */
.hs-who__head { display: flex; align-items: center; gap: 10px; margin-bottom: 12px; }
.hs-who__icon { width: 26px; height: 26px; display: inline-flex; flex-shrink: 0; }
.hs-who__icon svg { width: 100%; height: 100%; }

/* CTA */
.hs-cta-wrap { padding: 20px 0 30px; }
.hs-cta {
    background: #e6eff7;
    border-radius: 12px;
    padding: 28px 32px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
    border: 1px solid #c8d8e8;
}
.hs-cta__left { display: flex; align-items: flex-start; gap: 16px; flex: 1; min-width: 0; }
.hs-cta__text { min-width: 0; flex: 1; }
.hs-cta__phone-icon { flex-shrink: 0; width: 56px; height: 56px; }
.hs-cta__phone-icon svg { width: 100%; height: 100%; }
.hs-cta__title { font-size: 20px; font-weight: 700; color: #0d2240; margin: 0 0 8px; }
.hs-cta__desc { font-size: 15px; color: #4a5a6a; margin: 0 0 12px; line-height: 1.6; }
.hs-cta__line {
    display: flex;
    align-items: center;
    gap: 8px;
    margin: 0 0 6px;
    font-size: 15px;
    font-weight: 700;
}
.hs-cta__small-icon { display: inline-flex; width: 17px; height: 17px; flex-shrink: 0; }
.hs-cta__small-icon svg { width: 100%; height: 100%; }
.hs-cta__line a { color: #0d2240; text-decoration: none; font-weight: 700; }
.hs-cta__line a:hover { text-decoration: underline; }
.hs-cta__btn { color: #1a3a6a !important; }
.hs-cta__right {
    display: flex;
    align-items: center;
    gap: 14px;
    flex-shrink: 0;
    border-left: 1px solid #b8ccdc;
    padding-left: 26px;
    flex-shrink: 0;
    max-width: 220px;
}
.hs-cta__shield-icon { width: 56px; height: 56px; flex-shrink: 0; }
.hs-cta__shield-icon svg { width: 100%; height: 100%; }
.hs-cta__tagline { font-size: 15px; font-weight: 700; color: #0d2240; line-height: 1.45; margin: 0; }

/* FAQ */
.hs-faq-icon { width: 36px; height: 36px; margin-bottom: 12px; }
.hs-faq-icon svg { width: 100%; height: 100%; }
.hs-faq__link {
    display: inline-block;
    font-size: 14px;
    font-weight: 600;
    color: #2a6cb5;
    text-decoration: none;
    margin-top: 8px;
}
.hs-faq__link:hover { text-decoration: underline; }

/* RESPONSIVE */
@media (max-width: 1024px) {
    .hs-cards--3 { grid-template-columns: 1fr; }
    .hs-card--bordered,
    .hs-card--faq {
        border-radius: 0;
        border-left: 1px solid #e3e8ee !important;
    }
    .hs-card--bordered:first-child,
    .hs-card--faq:first-child { border-radius: 6px 6px 0 0; }
    .hs-card--bordered:last-child,
    .hs-card--faq:last-child   { border-radius: 0 0 6px 6px; border-top: none; }
    .hs-card--bordered + .hs-card--bordered,
    .hs-card--faq + .hs-card--faq { border-left: 1px solid #e3e8ee !important; border-top: none; }
    .hs-cards--3 > .hs-card:not(.hs-card--bordered) {
        padding: 0 0 24px;
        border-left: none !important;
    }
    .hs-banner__inner { flex-direction: column; text-align: center; padding: 28px 22px; }
    .hs-banner__icon { width: 110px; height: 110px; }
    .hs-cta { flex-direction: column; padding: 22px 20px; }
    .hs-cta__right {
        border-left: none;
        border-top: 1px solid #b8ccdc;
        padding-left: 0;
        padding-top: 18px;
        width: 100%;
    }
    .hs-cta__left { flex-direction: column; }
}
@media (max-width: 600px) {
    .hs-hero { padding: 20px 0 22px; }
    .hs-hero__title { font-size: 24px; }
    .hs-banner__title { font-size: 26px; }
    .hs-section { padding: 28px 0; }
    .hs-section__heading { font-size: 19px; margin-bottom: 20px; }
}